Recognised for offering outstanding value and outstanding planning, application, settlement and management of your home loan. Offer current as of 13 July 2020 and can be varied or withdrawn at any time. We have introduced a dedicated email to support you with credit scenario questions -  creditscenariosSTG@stgeorge.com.au. LMI subject to approval and customer must adhere to LMI obligations during the loan agreement. Your clients’ application will be assessed and once approved, your client will be charged LMI of $1.00. Ensure you include the below details in your email and a dedicated Credit Manager will respond by email or … Our experienced team are here to support you as often as you need to ensure that our customers have a great experience and to help you build your business. First Home Buyer Flag must be selected within ApplyOnline and notes section to include instructions to apply First Home Buyer LMI Offer. # LVR stands for the initial loan to value ratio at loan approval. St.George is one of Australia’s leading retail and business banking brands with a reputation for having exceptional service, award-winning products and innovative solutions. Residential lending originated under family or company trusts. Offer not available in conjunction with the Family Pledge option. Excludes Residential Investment Loans, Portfolio Loans, Constructions Loans, switches and refinances of home loans within the Westpac Group which includes St.George, Westpac, Bank of Melbourne, BankSA and RAMS. St.George is one of Australia’s leading retail and business banking brands with a reputation for having exceptional service, award-winning products and innovative solutions. navigation item, Skip to "covid-19-support" © Note: the First Home Buyer LMI Offer is not an LMI waiver and your clients will be charged $1.00 LMI which will be reflected in their Loan Offer Documents. Owner Occupier first home loans on Principal & Interest repayments. Ensure you include the below details in your email and a dedicated Credit Manager will respond by email or … Home loan rates are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan. navigation item, Awarded 2020 Canstar Bank of the Year – First Home Buyers. Before you act on this, please consider if it’s right for your customer. Only one property to be financed per application. Owner Occupier with Interest Only repayments. navigation item, Skip to "learning-lab" Read the disclosure documents, Skip to "policy-process" Offer not available for Owner Occupier Interest Only loans or residential lending originated under family or company trusts. Please do not reload or navigate away from this page © This information does not take into account your personal circumstances. navigation item, Skip to "learning-lab" We’ve put together a concise guide to help your clients navigate the journey when they are buying their first home. Based on St.George's credit criteria, residential lending is … AFSL and Australian credit licence 233714 If you want to login, please click hereclick here Available for applications submitted from Monday 13 July 2020. Applications must be for a first home loan for a first property (for joint applications, only one applicant must be a first home buyer). Terms, conditions and limitations apply. The. Maximum loan size of $850k. The information on our website is prepared without knowing your customers personal financial circumstances. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. navigation item, Skip to "covid-19-support" BankSA - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. AFSL and Australian credit licence 233714 Broker Credit Policy & Scenarios: We have introduced a dedicated email to support you with credit scenario questions - creditscenariosSTG@stgeorge.com.au . We offer a range of mortgages to suit your client's needs with competitive interest rates. navigation item, Skip to "widgetConfig" LMI is reduced to $1.00 during the application stage, which could help your clients into their own home sooner. This will be reflected within the Loan Offer Documents. Applications must also meet our approval guidelines on individual products to qualify for relevant package discounts. Loans with LVR# up to 85% at the time of formal approval. Find out more on eligibility and the offer process. One of the biggest hurdles when buying a first home is the time it takes to save for a deposit. Available with Basic Home Loans or Advantage Package. The First Home Buyer LMI Offer is available on eligible home loan applications from Monday 13 July 2020 and can be withdrawn or varied at any time. If you need help, call 1300 137 532. Broker Credit Policy & Scenarios: We have introduced a dedicated email to support you with credit scenario questions - creditscenariosSTG@stgeorge.com.au . Terms and conditions available on request. Owner Occupier Principal and Interest repayments only. St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714, How to help your clients into their first home sooner. Terms and conditions available on request. navigation item, Skip to "covid-19-support" We partner with you to offer customers the best home loan and commercial loan products together with the … Annual package fee of $395 applies. © When you logon to St.George Bank Internet Banking, you agree to our Internet Banking Terms and Conditions. LMI of $1.00 will be incurred. Read the disclosure documents, Skip to "policy-process" St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. T&Cs and exclusions apply (see below). navigation item, Skip to "widgetConfig" Based on St.George's credit criteria, residential lending is not available for Non-Australian Resident borrowers. This offer is not an LMI wavier. For more information about the steps involved, refer to the training pack on the secure portal. Read the disclosure documents, Skip to "policy-process" Clients are not required to be receiving the First Home Owner Grant to be eligible for the First Home Buyer LMI Offer. Your helpful and friendly St.George BDM is here for you and your First Home Buyer clients. Please close your browser. In progress. Only one property to be financed per application. We partner with you to offer customers the best home loan and commercial loan products together with the highest level of customer service. St.George Bank offers personal, business and corporate banking as well as wealth management solutions. This offer does not have an income cap for eligible applicants. That’s why we’ve introduced a First Home Buyer Lenders Mortgage Insurance (LMI) Offer^: Your First Home Buyer client has a Loan to Value Ratio (LVR#) up to 85% at time of formal approval. Lenders mortgage insurance (LMI) is issued to Westpac Banking Corporation ABN 33 007 457 141 (Westpac) by either Westpac Lenders Mortgage Insurance Limited ABN 60 074 042 934, Australian credit licence 388077 a subsidiary of Westpac, or by another LMI insurer. Recognised for offering outstanding value and outstanding planning, application, settlement and management of your home loan. Conditions, fees and credit criteria apply. Logout successful. Not available to company and trust account holders. © St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 Learn more. Our current assessment service levels for initial application assessment are: *For initial application assessment if documents imaged to the file by 5pm AEDT. Before making a decision, it’s best to read the terms and conditions: © St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 At St.George, we are committed to giving you the edge with fast turnaround times, great fixed rates, niche solutions and innovative technology. Clients must adhere to LMI obligations during the loan agreement. Credit criteria, fees and charges apply. Ensure you include the below details in your email and a dedicated Credit Manager will respond by email or a phone call to discuss your query within 3 business hours: The existing Credit Hotline will be temporarily closed from Monday, 6 April 2020. Max loan size $850k. Owner Occupier with Principal & Interest repayment only. Credit criteria, fees and charges apply. The interest rates below are for new loans. navigation item, Skip to "widgetConfig" AFSL and Australian credit licence 233714 You are now logged out. Important information. Switches and internal refinances of home loans within the Westpac Group which include St.George, Bank of Melbourne, Westpac, BankSA and RAMS. navigation item, Flame self-employed- 4 business days(14/10/2020), Accredited - 16 business days(25/09/2020), Gold self-employed - 8 business days(8/10/2020), Accredited self employed -16 business days (25/09/2020), Awarded 2020 Canstar Bank of the Year – First Home Buyers. navigation item, Residential Loan Agreement - General Terms and Conditions, Loan Accounts - Charges for specific services and accounts, Portfolio Loan Agreement - General Terms and Conditions. For joint applications, only one applicant must be a first home buyer. © BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 Enhance the Online Fraud Protection in your business with Trusteer Rapport™ Trusteer adds an additional layer of protection against online identity theft and fraudulent transactions. ^ First Home Buyer LMI Offer: Available for First Home Buyers who apply for their first home loan for their first property with loan to value ratio (LVR) up to 85% at time of formal approval. navigation item, Skip to "learning-lab" For example, a loan of $400,000 to buy a property worth $500,000 results in a loan to value ratio of 80%.

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